Settlement for a charged off account...?

If I have a credit card company that is offering me a settlement for a charge account that has been charged off, and I decide to pay the settlement will they remove this from my credit and allow my Beacon score to increase or how does it work any suggestions?

Settlement for a charged off account...?loan company

yes you should take it. First try to negotiate it down further, there%26#039;s never any harm in that. Next agree to pay the settlement if they agree to provide in writing that the settlement payment pays the account IN FULL. That%26#039;s important because if you pay less than the original debt they, or some attack dog collection agency, can at a later date come after you for the remainder, that%26#039;s been know to happen. Once you pay it off check your credit report to make sure that account has been taken out of collections and reflects paid in full.

Settlement for a charged off account...? loan

Nope. Your score will tank just like you had not paid it at all. So if you settle, settle for as little as possible, and get it in writing before sending money, and they do not get any access to your checking account. Credit card collectors are scum and liars....that%26#039;s their job.|||Go to www.suzeorman.com

this is a site about credit repair and maintenance, I believe that it is possible for you to still save your credit, if you ask them to remove their names off of your credit report, Suze has it on her site about how you should handle the whole situation. good luck.

Do you worry about paying your bills on time?

I always forget about paying my bills that I don%26#039;t see as important like mobile phone bills and internet bills. I put them on the fridge or leave them laying around somewhere and they always go overdue, I don%26#039;t really care because I know they wont cut off my service immediately anyway, for example my internet compant only offers direct debit from credit card to pay my bill. My credit card has only a $200 limit as it is for online purchases and we don%26#039;t want debt so I NEVER know when the net company is going to bill me and pretty much every time they try to take the money it is not in there and I fix them up a week later when they try again. Is this slackness going to affect us in a negative way?

Do you worry about paying your bills on time?commericial loan

I only worry about having money to pay my bills on time...want to lend me some of that 200,000.... :)

Actually, I keep a very detailed account of my spending each month. Before the new month (I already have September laid out) I create a list of what bills will need to be paid, when they are due, how much the monthly payment is, and if I have a total amount due (in the case of cc) I include that. As soon as I pay one off, I cross it off the list with a red marker. Once the payment clears with my bank, I put an X next to it.

Your habits will only affect you in the long run (as the first poster explained.) I know you are going to be getting a house, but for me (in an apt.) if I am late on my cable, phone, electricity, etc. it is grounds for them to terminate my lease. Also, if you were to let your phone bill go for a while, they can cancel your contract and demand full payment at once or they will pass it along to a collection agency (and that has happened to me as well....)

Do you worry about paying your bills on time?

loan

Yes overtime this will become habitual and will extend to other areas of your life.

Best way to do, say you are paid on 30th of every month, call up your gas company, electricity company, internet company, phone company, water company etc, and say, look, I am paid 30th of every month, I want to pay your bills immediately when I get paid. Instead of paying overdue bills, you are always on time, and you can pay by internet banking / phone banking in one go and you know you have enough money to cover your bills. The left over will be the real money left for you to save / spend.|||Thanks for reminding me. I have to go pay my phone bill|||Every time you are late on a bill you are hurting your credit score which will effect you later on in life

How can I earn money using the internet from home?

I don%26#039;t want the scam referral sites that request you complete offers and submit your credit card (regardless if they say free 7 day trial...why the credit card then?)

How can I earn money using the internet from home?emergency loan

It is actually possible to make money on the internet / work from home. Here is an article that discusses it truthfully - http://www.richkahmer.com/make-money-onl...

General piece of advice - do not pay anyone to give you the %26quot;opportunity%26quot; to take surveys, read email or surf the web.

How can I earn money using the internet from home?

loan

Have you seen HERO%26#039;S???|||ANOTHER ROCK?

SPAM ROLLING|||Well I have found a new site which pays you for just surfing the internet. You also get paid for the commission of every new visitors upto 3 Levels. You dont need to spend a single penny . So its all risk-Free.

Just click here

http://www.agloco.com/r/BBCC6928|||Read this blog.

I have received payments from each of the sites listed in it !|||Check these tutorilas about making money online.

http://www.ixdoctor.110mb.com/index.html|||The best site I have found is cash crate. Never ever do anything that asks for money upfront! Cash crate is a place where you get paid to do surveys/questionnaires or you can sign up for free offers. It can be a little repetitive filling out offers, but you can make anywhere from $40 - .40 per survey or offer you do. You get paid once a month as long as you earn over $10 a month. On average I make $12 an hour. You can sign up here if interested. http://www.*************/index.php?ref=1...

This is the most honest site I have found. It tells you up front exactly what is required for each survey or offer. Some offers may require a credit card to sign up, but it tells you ahead of time so you don%26#039;t waste your time filling out stuff. Unlike sites like panda research they wait until you fill everything out and then say oh you need a credit card. Now only a few require credit cards. I personally prefer to do the surveys, they are quick and the money adds up fast. They also have monthly contests where you can win more money! No I don%26#039;t guarantee you can quit your job, but it will bring in a few hundred a month if you do one hour a day! Referral program where you can earn 10-20%. Also, they have a list of online stores you can shop at and earn cash back, from 5-100% back. Even WAL-MART.com is on their list!

I am paying a car off. Is this the right way to go about it?

My daughter had to have a car after high school to be able to get to a job. She found the job, and there was no other way for her to get a car unless I funded the vehicle loan. We tried and I could not even listen to the swindlers in the payday loan business.

I recieved an offer on my Chase credit card for 4.6% until the balance is paid in full, so I bought her a $4,500 toyota with the card and she has remained faithful paying me $80 every 2 weeks.

We live in the middle of no where, so she had to have something reliable to drive to her Walmart job 25 miles away.

I was nervous about loaning her such a large sum of money, but the alternative was to watch her do nothing.

My daughter does not know I am paying $300 every 2 weeks along with the $80 she gives me on this car to get it paid off.

Did I do the right thing? She just lost her job at Walmart for starting a relationship with her manager. She has an interview at JC Penny. I was a single mother and her dad does not help her

I am paying a car off. Is this the right way to go about it?credit bureau

Auto finance is what I do for a living and I agree with john m.

Stay on your daughter and make sure she repays you in full.

From what you say, it seems your daughter sometimes doe%26#039;s not make sound decisions. Do not bail her out.

I am paying a car off. Is this the right way to go about it?

loan

I think you are ebing the best parent you can be. I wouldn%26#039;t tell her that you have been paying on it though. Make sure she thinks it is her responsibility to pay it off in full. I would give her an ultimatum also. If she can%26#039;t get a job and pay for it she doesn%26#039;t get to keep the car it becomes yours. That way she knows you mean business and your not just giving it to her.|||Why are you paying such a large amount each month.

Extend to loan term and although you may pay more interest you can at least afford the payments.

Talk to the credit card company they will be eager to assist.

Good Luck|||It%26#039;s certainly not my place to tell you if you did right or not. I will say that I believe you%26#039;re handling the car%26#039;s financing well. I would also recommend that you stay on your daughter to make sure she repays you the full balance. There is no value in being carried along at her age. She needs to build confidence in her ability to take care of herself.

I%26#039;ll bet you%26#039;re a good mom.|||Hi,

Hi, you should go for a refinancing to get a better interest rate. This will reduce your monthly commitment to a great extent. You can visit http://www.autoloanguide.info for some useful tips. Good luck!|||keep paying ,do not let her know. when the credit card is paid off. keep collecting from her till her note is paid off she needs to learn responsibility.|||You are doing it out of love but I think it is not an intelligent idea.

Settlement Debts OR Bankruptcy?

I just accepted an offer to settle a credit card debt, at the end of the disclaimer, they slipped in that the IRS would be sending a letter because the portion not paid due is now taxable. And at first, I was understanding that on my credit report it would say %26#039;account settled for a lesser amount,%26#039; that this was not to be a negative mark, but I was told that it will in fact leave a negative mark. So my question is should I consider filing bankruptcy instead of taking the option for settlement, then get taxed on the remaining amount from IRS?

Settlement Debts OR Bankruptcy?child tax credit

Honestly...it does not really benefit you to pay debt that is already listed as negative on your credit report. Although the debt is old, you are still legally responsible for it. Ch. 7 bankruptcy may be an option for you as it will erase the negative charged off debt and help with you debt to income ratio. Despite what some of the responders may say, you can recover from bankruptcy. It is possible and easy to reestablish and obtain credit after bankruptcy. Hoped this helped.

Settlement Debts OR Bankruptcy? loan

If you file chapter 7 you will not be billed by the IRS on credit card debt. They will bill you if you have borrowed a second mortgage and then defaulted. A bankruptcy won%26#039;t be much worse on your credit than a settlement.|||i don%26#039;t know about the bankruptcy part. as for the settlement, if the settlement is greater than $600 (i think), than you%26#039;ll get a 1099. you%26#039;ll need to report that as income to the irs. depending on your tax situation %26amp; deductions, it may be to your benefit.

from personal experience, i received 1099 totaling $7000; however, because of my tax situation %26amp; itemized deductions, it only cost me $500--meaning my refund was reduced by $500.

good luck

What payment options does Gateway offer?

I want to order a laptop from gateway.com and all they mention is credit card. I tried chatting with a sales person but he/she couldn%26#039;t help me. Do you know what payment options do they offer at gateway.com besides credit card. I don%26#039;t feel like using my credit card online right now.

What payment options does Gateway offer?mortgage lenders

You can apply for Gateway%26#039;s credit financing when you place your order online. I think it%26#039;s through Citibank.

Where can i get a free wii without being 17 yet?

i went to yournintendowii4free.com and free nintendo wii.com but i have to pay for an offer or have a credit card were can i go to get one without the hassle

Where can i get a free wii without being 17 yet?unemployment rate

Go to someones house and steal it.

Where can i get a free wii without being 17 yet? loan

agree with the first guy... No one is just going to hand out a free Wii. And the online ads for a free anything is a ridic. gimick that makes you go around in circles and you end up with a bunch of spam...

just save some money.|||theres always a catch there is no way in hell someone would give away anything for free ( unless it was completely useless)

so stop being so cheap and just stop dreaming cos u aint gonna get a free wii|||Nobody ever gives out a wii for free.|||Keep in mind that those free* wii offers have so many strings attached, you might as well save your dimes and buy one|||same as all the other answers|||Um...............if you have to pay for an offer, it%26#039;s not free. You%26#039;d end up spending more on %26quot;offers%26quot; than you%26#039;d pay if you just bought the console. And giving some random website your credit card number is one of the dumbest things you could ever do.

You%26#039;re not going to get a free Wii unless you win one from a contest or someone gives it to you as a present. I don%26#039;t know of any legit contests that are giving away Wiis right now.|||This site is great for getting a free wii from!! Also you dont need to have a credit card to do the offers as there are loads of cell phone offers on there!!

http://gifts.freepay.com/?r=43721994

This site is open to BOTH UK AND USA RESIDENTS!

When you sign up, DONT do any offers until you get to your account page, because only the offers in your account count. The offers during the sign up process dont count, if you need any help message me!

**HOW THESE SITES WORK**

These sites work because the referral sites get paid a commission by the sites you do the offer on and with this money they buy your gift and have enough money left over to have as profit for them!!

If in doubt check freepay on wikipedia, they%26#039;ve been trading for years and are a legit company.

Ancestry.com?

How easy is it to cancel a membership to Ancestry.com? I%26#039;m interested in a 14 day free trial they%26#039;re offering. They want my credit card number and say I can cancel at any time, but I know some of these places make that VERY difficult. Has anyone ever canceled an Ancestry.com account and if so, how difficult/easy was it? Also, do the amount of records they have available make it worth the cost?

Thanks!

Ancestry.com?credit card offers

Before you do this, you might check out your county library (and not for books!) My library has a FREE link to ancestry.com that gets you access to everything ... It has saved me a ton of money! Just call the reference desk at the library and they should be able to help you.

Ancestry.com? loan

It was pretty easy for me to cancel. I didn%26#039;t have any problems. They tried to keep me, but I was done with what I needed and left. The sales person I talked to wasn%26#039;t very good at being persuasive. As for what they have on their site, it is worth it for awhile. They have all the census records indexed and all digitized. It is easy to navigate. As for the rest, you might some find some things, but then you might not find a lot. They have been trying to get more onto their website, but there are so many records in existence, it would take a lifetime to put them all on-line. It is a great place to start and you might stay there for a couple of months, but after-wards, you will still have to find other places to find records, which is fine, genealogy should be a lifetime pursuit anyway.|||It%26#039;s really easy to cancel, my friend did. I myself went onto the world collection, and I love it. I am very satisfied with the service I get, wouldn%26#039;t want to cancel.|||very easy, No Tronble at all.

I%26#039;ve done it before. Remember it is only free once!

I think it is worth the cost!

If you notice most of the %26quot;Free%26quot; sites have links to Ancestry.com. They are the first and I think the best and they are always adding new stuff.

I keep my %26quot;Free%26quot; tree as well and try to keep it up dated so I will get contacts from people who are searching for the same family as I am and are new or aren%26#039;t on ancestry.com but I get a lot more contacts from ANCESTRY.COM

If you have the money to spare then Start on Ancestry.com and stay with it. You will be able to built faster and find record easier.|||Yes the records are worth the cost. I never tried the freebie so I don%26#039;t have cancellation experience but they%26#039;re good to do business with. What you may want to do after the 14day is sign back up for the minimal of census %26amp; whatever goes with that. You%26#039;ll always want to be chasing down someone you%26#039;re hot on the trail of, on census at 1:15 AM in your tee %26amp; jammies.

You can find other ways to access census but none with what ancestry.com has to offer - so far.|||Justme is right. Many libraries have access to Ancestry.com or Heritagequest, both of which carry the census. I have had the free trial and cancelled it with little effort. The thing to remember is that you have to cancel BEFORE the 14 days is up, or they will charge your credit card. I did the free trial a few years ago. The reason why I cancelled then was because I didn%26#039;t feel like the number of records on Ancestry.com justified the cost; however, when I came back to it, they had a whole lot more. They are constantly adding new material every month. I think it is totally worth it now. Also keep in mind that they have different packages. If you think that you will benefit only from the U.S. or U.K. collection and not the whole %26quot;World%26quot; package, there is a cheaper rate you can pay.

If you cancel, they will of course try to keep you like any other company out there tries to keep its customers, but stick to your guns if you are adamant on leaving. Many customer service departments are trained to hear the word no from a customer a certain number of times before they complete cancellation. Good luck.|||Of course when you call to cancel, they will try to sell you different types of subscriptions (one that costs less for these databases only, one that costs less if you do a full year subscription, etc.). But if you simply repond, %26quot;No thank you, I%26#039;m sure I%26#039;d like to cancel%26quot;, then you should have no problem cancelling your account.

Is it worth the cost? It all depends on how much you will use it. I think it%26#039;s worth the cost because I use it every week for census records, etc. My advice is to really dig into it during your two week free trial and see if it%26#039;s something that you would pay for on a regular basis.

Good luck,

Dave

--

http://www.familypulse.org

Good way to get back at someone revenge!!!!!?

if you know the persons phone humber sign them up for internet offers ( nothing with there credit cards just there phone numbers) and sign them up, they will get hit with telemarketers straigth to there cell phone!!!!! it works like 10 a day!!!

Good way to get back at someone revenge!!!!!?credit check

umm thats lame and childish if you ask me. revenge is a dish best served cold. in other words, if you%26#039;re going to get revenge, wait until your not angry any more because it would probably work better that way. otherwise my suggestion to you my friend would be to not get revenge at all. revenge is not the greatest thing.

Good way to get back at someone revenge!!!!!? loan

Also, if you have their address, sign them up for free catalog mailings, catalogs.com is great for that!|||A gay porn subscription usually gets under the skin too !

Schwab's exposure to subprime ?

Charles Schwab offers home loans and credit cards. I like their brokerage services. What is their overall financial health?

Thank You

Schwab%26#039;s exposure to subprime ?student finance

It seems there exposure is not very significant according to this businessweek article.

The last time I rented a car, I was asked if I was taking it out of state. Just another ploy to add

I wasn%26#039;t asked this before, as far as I can recall. I have good personal insurance, so I decline the extra insurance offered.

I use a credit card (of course).

Live in Tennessee.

The last time I rented a car, I was asked if I was taking it out of state. Just another ploy to add charges?credit union

The reason they ask you for your credit card is to protect you and them for several reasons one is to make sure you do not take the car to Mexico, if you do then you are soley responsible for it for getting stolen and damaged. Mexico is very well known to do distructed things to other peoples cars there. and also another reason is in case you get stuck in another state who is going to get you another car? Ok you are in tennessee, if you drive unlimited mileage to Florida and you get into a wreck and how are you going to get back to Tennessee? Its not a ploy to get you to pay more. Believe me its not. but I will tell you is this. Read your contract very well. Also Make sure your car that you are rented is without ding, bangs damages and let them see it, if it is, tell them before you drive it away. and make sure you fill up the tank before you bring it back or they will charge you 4.50 per gallon a gas. Also read the contract closely the tiniest small print and dont let them take you, If you made the reservation to pay for a car sub compact for 199.00 a week that is 7 full days and the bring the car back before 12 that next day you should not be charged more than the amount plus taxes and other fees, the fees are for cleaning the car, tax fees in your state, and if you do take the car out of state there are out of state taxes too. if they give you a bunch of crap you can report them to the BBB AND STATE ATTORNEYS OFFICE in your town. I know it happened to me ten years ago.Make copies of everything if it does not feel right you have a right to complain about it and get it done right your cc card compan will stand by you. NOTE: Get peoples names by the time you complain they do not work there anymore mostly all of these agents are sub contracted out of the area.

The last time I rented a car, I was asked if I was taking it out of state. Just another ploy to add charges? loan

Since your rental car is registered in the state you%26#039;ve rented it they try to keep their cars in their own states. If you hire one in Vermont and drop it of in New York you might have to pay additional charges for the transfer of that car back to Vermont.|||Their insurance is based on States of operation. They need to know because it affects their rates and, of course, yours too.|||To protect themselves...

Say I rent a car in Michigan for two weeks...get unlimited miles....that%26#039;s good....drive it to Miami....2500 miles round trip...that%26#039;s bad for the car rent agency..

Are those ipod/ibook/random electronic gadget giveaways worth it?

You know the ones, like gadget city or ones that pop up on your email and what not, where you have to sign up with 2 or 3 offers, like columbia house, credit cards or netflix or whatnot...

are they worth it?

anyone sucessfully get stuff thru them without an ENDLESS amount of hassle? i mean, i%26#039;m willing to jump thru a few hoops if it means i get a G5 (or even G4) Ibook, you know?

Are those ipod/ibook/random electronic gadget giveaways worth it?heart rate

It depends if you feel the %26quot;requirements%26quot; are worth it for you, as well as the ENORMOUS amount of Junk Mail you will get as you will then be entered into copious lists. I would recommend opening an email address specifically for such things so your regular email isn%26#039;t inundated with garbage.

I found with the few times that I was going to do it it seemed like I was going to spend more than the product and would have wound up doing things that I wouldn%26#039;t normally do or sign up for...

But good luck

Are those ipod/ibook/random electronic gadget giveaways worth it?

loan

NOOOOOO! Stay away from POP UP Ads!! Very,VERY bad. Not only can they bring spyware and/or viruses...they also ask for a TON of personal info...require you to do stuff and it leads you around in circles without a payoff. Stay clear! %26quot;If something looks too good to be true, it usually is.%26quot;|||Definately not. Trust me, it IS and endless amount of hassle. After about twelve thousand phone calls, I just gave up.

[marshmallow]|||Don%26#039;t fall for it you will end up with endless amounts of spam. The first thing they ask is for your e-mail address. Don%26#039;t put it in there. Most of them have rules and if you can read though all the boring pages it states it is a drawing to win. So, even though they have said it%26#039;s yours it%26#039;s not. The odds of winning one is not worth the millions and I do mean millions of spam you will receive.|||nooooooooooooooo|||You aren%26#039;t getting it for free. You are giving them information in returun. Usually you have to provide something ridiculous right at the end after you have given them a lot of juicy info.

If you want a first mortgage on a house you own you can get about anything as a prize.

6,000 + bulk emails--how to get ri d of ? 1 to 2 wins of $1,000,000 or more same yahoo i am disguste

no excuse for thousands of offers for loans,schools,credit cards,dates--

6,000 + bulk emails--how to get ri d of ? 1 to 2 wins of $1,000,000 or more same yahoo i am disgusted---?credit counseling

It is all in your control to stop. Spam filter settings, including blocking all %26quot;spam%26quot; from your inbox.

Also stop giving your email address everywhere. It is the biggest factor people over look.

6,000 + bulk emails--how to get ri d of ? 1 to 2 wins of $1,000,000 or more same yahoo i am disgusted---?

loan

Just delte them all, empty your bulk folder. They%26#039;re probably jsut scams anyway|||delete them and highlight all of them and press mark as spam before deleting|||People get bad mail on all of the providers

not just Yahoo.

Go to your mailbox and down the left hand

side click on the tab%26quot;empty%26quot;beside your bulk

mail.

that will do it.

good luck.

c yah.

Is there any site which has completely free offers for music?

hay i was wondering .is there any web which allows the user to access to the latest music for free .%26gt;? i mean not even paypal neither any of those credit or debit card **** ?

because i don have any paypal service and not even enough money for that! so mail me if u have okay

thanks

Is there any site which has completely free offers for music?credit repair

u could listen to latest song for free,but not download.

Is there any site which has completely free offers for music? loan

It might be the following:|||Yahoo! music or Launch has free music you can listen to. They have a great personalized radio station where you pick the kind of music you like. If you live in America, but go to the .co.uk version of it you get to listen commercial free since they figure there is no point in playing you British commercials if you live in the US!

The only other way of downloading free music is to steal it by illegally downloading it from a file share system. A good one is LimeWire.

If I try out the Lovefilm free 14 day trial, can I safely cancel in time and not lose any money?

Lovefilm offer a free 14 day tiral if you give them your credit card details, here%26#039;s the faq%26#039;s on their website:

http://www.lovefilm.com/help/dyn_faqs.ht...

I don%26#039;t like to give my credit card details to companies that offer a %26quot;free trial%26quot; in case they take some money from my credit card, even if I cancel the subscription before the end of the free trial. Can I guarantee that Lovefilm will not do this? I have heard it happen on other websites and people lost their money from their credit card account.

If I try out the Lovefilm free 14 day trial, can I safely cancel in time and not lose any money?postage rate

u can watch movies here for free no signing up nothing

http://www.watch-movies.net/release_date...

If I try out the Lovefilm free 14 day trial, can I safely cancel in time and not lose any money?

loan

don,t give them credite card no|||hi bobcat what the (boss) told you about there is no signing up are nothing is not true if you go to the site the boss just gave you go to the bottom at the right hand side in when you click on contact it will asks you to sign up e-mail address in your url in the movie you want to watch

www.watch-movies.net%26lt;%26lt;%26lt;%26lt;%26lt;there is signing up to this site

Is it better to take a settlement offer or pay off the full amount owed?

I%26#039;ve used several credit cards negligently in my youth. Now, many of them have sold my account to a 3rd party. Most of these 3rd parties are reaching out to me with settlement offers and different types of payment plans to pay only a portion of the debt back.

Is it better for my credit to take those offers or opt to pay the balance in full on my own timetable?

Is it better to take a settlement offer or pay off the full amount owed?honda finance

Depends. If they offer you a settlement and you pay it, they may write settlement on your credit report. Although the account was paid in full, it was still settled. If you offer to make payments in full on their time table, all is good. If you do it on yours, your credit will continue to go down.

All and all, since they went to collections, your credit is already shot. If you want to get out from under it and start anew, just settle and be done with it. It will still be on your credit for 7 years.

Is it better to take a settlement offer or pay off the full amount owed?

loan

Hi,

I used %26quot;Credit Solution%26quot; to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It%26#039;s legitimate.I came across this company on NBC News Special Edition.Check it out here:

http://memurl.com/furetu

Transfer balances?

My husband returned from Iraq with a $9,000 balance on one of his USAA (military) credit cards. We paid off $3,000. We%26#039;re constantly recieving credit card%26#039;s in the mail, offering us 0% APR for up to 12 months. My mother has suggested we transfer our current balance from the USAA credit card to one of the 0% APR credit cards. This way we pay off as much as we can till the 0% is over in those 12 months, at least we won%26#039;t be paying interest. However, as soon as the 12 months are over, cancel that card and do it with another one. Is this how it works? Is this even possible?

Transfer balances?heart rate monitor

It %26quot;might%26quot; be a good idea, only if pay it all off within the intro period and have it on one card only. Too many open-and-closed accounts within a short period of time, as well as frequent transfer balances, adversely effect your credit rating. However, those %26quot;pre-approved%26quot; offers are not exactly what they seem. You%26#039;ll get the 0% interest, but unless you have excellent credit history, you won%26#039;t get the $9000 credit-line you%26#039;ll be asking for. You%26#039;ll most likely get something much smaller. If you decide to do it: apply by phone. That way, you will know immediately if they%26#039;ll give you the $9000 credit-line, or something close to it. If they won%26#039;t...don%26#039;t open one.

Transfer balances? loanNo problem! The only reason I know this is because I learnt the hard way. Good luck! Report It

|||Possible, but read all the fine print.

My husband did that with a card and if you made any new purchases with the card, that rate was extrememly high and the payments kept going to pay off the 0% portion so the interest charges kept getting higher on the new purchases.

Also, some of them hope you forget and then charge back interest if you don%26#039;t have the full balance paid off in the 12 months.

Sometimes it can look bad on your credit rating if you play the balance transfer game too much.|||Yes, many people do it. Play them at their own game. They have no hesitation in exploiting you.

I received this e-mail FREE* TOSHIBA LAPTOP -Offer Confirmation! Is t it REALLY free?

I%26#039;ve received a million of these offers. Do any of them come without strings? Everyone I%26#039;ve seen so far requires me to join something for a months %26quot;free%26quot; trial. Of course the offers require me giving them a credit card so they automatically keep billing me. It%26#039;s usually hard to cancel them. By the time I cancel my %26quot;trial%26quot; they usually get at least a months payment from me. If I do sign up for the 2 or 3 offers, do I REALLY get a computer. If so, does it take a long time to get it?

I received this e-mail FREE* TOSHIBA LAPTOP -Offer Confirmation! Is t it REALLY free?credit card debt

SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM IS WHAT IT IS!!!!!!!!!!

I received this e-mail FREE* TOSHIBA LAPTOP -Offer Confirmation! Is t it REALLY free? loan

Most of them are fake, spam rubbish! I doubt that any of them have sort of free anything about them!!!

I think that what they are is an incentive to get you to join their site, or club or to take part in an offer.

Follow the basic rule for the internet.

IF it%26#039;s too good to be true, then it is!|||NO NO WAY! That%26#039;s spam usually...and moreover it cand be a fake site and can steal money from your bank account...u should know internet is full of this kind of s%26gt;%26gt;%26gt; ...hope I%26#039;ve made myself clear...don%26#039;t give your PIN%26amp;stuff data 2 any site on internet...|||ABSOLUTELY NOTHING IS FREE !!!

Once they get your cc info - you will be at their mercy and who knows what will be charged or really who you are giving that info to!!!|||Nope. It%26#039;s just a scam. Don%26#039;t believe anything you get by e-mail!|||Depends on the company. it may not be free as u r getting billed for it which will go towards the PC and u will probably have to pay for postage and packaging. but its your decision.|||It is actually possible to get the laptop. It isn%26#039;t really free though. What they ask you to do is signup to other paid services in return for the laptop. This is perfect if you were going to sign up to the services they offer anyway but if not then it%26#039;s cheaper to buy 1.|||no way, i wouldn%26#039;t trust none of them they want all info on you which could be bad in one way, and i have never met someone who won nothing like that. just like pch (publish clearing house)

Totally FREE ipods (ipod touch, nano, video, or even music cards)!!!!?

hey, i recently found out about a website that is totally legit and is not a scam, so ive heard. All you do is go to www.ipods.freepay.com (freeipods.com) choose an ipod/music money card, subscribe one of the offers, and refer five friends! so easy!

The ipod is totally free and ive been told its not a scam.YOU DONT GIVE OUT ANY CREDIT CARD NUMBERS, but you give out your address just so it can be sent to you. Although the ipod is free you have to subscribe, and after one month you can unsubscribe. THE SHIPPING IS FREE TOO! how cool!?

So, im telling you this for two reasons. For one, i would like to share the excitement, and give you a chance to get a free ipod. Second, i need five people to do the same as me so i can refer them, so i can get my ipod too! If you would like a free ipod, email me at debras123@yahoo.com!

I would really appreciate it! =]

PS if your wondering how the company can give away ipods or even why they are giving out ipods watch this video http://www.youtube.

Totally FREE ipods (ipod touch, nano, video, or even music cards)!!!!?care credit

Just to let you know, it%26#039;s not completely free. You have to complete offers, and all 5 of the people have to complete an offer as well.

Totally FREE ipods (ipod touch, nano, video, or even music cards)!!!!? loan

I get points for writing this!

ps this is a scam, i wouldnt try it|||if you just complete a few quick tasks on this site they%26#039;ll send you an ipod, completely free of charge!!|||Only 1 site has been proven legit. Sites like freeofferspot are taking the newscasts and watermarking their logo onto the bottom of the screen when the story in the video really has nothing to do with them. To visit the site the newscasts are talking about, follow this link:

http://ipods.freepay.com/?r=43167814

For the newscasts follow this link:

http://www.youtube.com/watch?v=4h0cWB_iV...

Ignore the freeofferspot.com logo. Like I said, they%26#039;re taking credit when the newscast does not even involve them.

For the full G4TV video, follow this link:

http://www.youtube.com/watch?v=iZMaP73Uc...

As for the process, that itself is rather straightfoward.

(1. Go to http://www.youtube.com/watch?v=iZMaP73Uc...

(2. Create an account by simply entering your email address and a password. You will then have to enter your shipping info.

(3. Complete one of the offers listed in order to finish registering your account. Note that immediate cancellation of any offer runs a really good risk of the site finding out through the sponsor, which will result in them putting a hold on your account. My advice would be to stick with whatever offer you pick until you%26#039;re ipod actually arrives at your house.

( I reccomend the ringtone one as all you need is your cellphone number, so you don%26#039;t run the risk that you do when putting your credit card information into an online site.)

(4. Refer 5 friends using your unique referral link. In order to recieve credit, they must all complete at least 1 of the listed offers.

(5. Submit your account for review once you have 5 referrals. They will then check your account as well as your referrals to make sure that everyone abided by the Terms and Conditions.

(6. Once approved, you can cash in your referrals for a free ipod.

Also, I do trade referrals if you are trying to get something off of one of those less reputable sites. Email me at blackdraggie@hotmail.com if interested. But please note that I will not sign up and give you a referral until you complete an offer on my site and my account is credited.

How to Make a Get Paid To Website?

I want to make a website like treasure trooper. You know they sites where you do the offers, sign up with your credit card, and make money from doing the offer. Are there any books on this type of website? Are there any websites or forums that will help with making a website like this? Also, how do websites like treasure trooper get advertisers to put offers on their websites? any help will be appreciate.

How to Make a Get Paid To Website?inflation rate

Are you interesting in learning how to build your own website, or are you looking to hire someone to do it for you. If you are interested in learning to do it yourself, checkout http://imnononsense.wordpress.com I just posted a brief overview of DIY Mini Site which is free BTW so it won%26#039;t cost you anything.

You can learn how to create your own mini site or possibly turn it into a home-based business in no time at all. Believe me it really is very simple to build a mini site.

You don%26#039;t need any experience at all, I just sent a great deal of money on a mini site creator course. I was totally amazed at how easy it is to get a website up and running in less than a few hours. Good luck

:)

How to Make a Get Paid To Website?

loan

Why do you want to make that site over others...go learn web design or hire someone,,,but if you think (as you do) that this would be in a book then you%26#039;ve got lots of work to do.